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Key Takeaways Today’s highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up all of your money long-term. The best interest rates on CDs (certificates of deposit) currently top out at 4.94%, depending on the term. Here’s a look at how CD rates are trending, along with an overview of the best rates for various terms. Highest CD Rates Today by Term !function(){“use strict”;window.addEventListener(“message”,(function(a){if(void 0!==a.data[“datawrapper-height”]){var e=document.querySelectorAll(“iframe”);for(var t in a.data[“datawrapper-height”])for(var r=0;r<e.length;r++)if(e[r].contentWindow===a.source){var i=a.data["datawrapper-height"][t]+"px";e[r].style.height=i}}}))}(); A CD is a specific type of savings account (known as a time deposit…

Key Takeaways Savings account yields are much higher than a few years ago Top rates may fall if the Federal Reserve cuts interest rates Online banks tend to offer the best yields available Rates on savings accounts are the same compared to one week ago. You can now earn up to 5.84% on your savings. Shopping for an account where you can save for a rainy day or retirement? Here’s a look at some of the best savings rates you can find today. Related: Find the Best High-Yield Savings Accounts Of 2025 !function(){“use strict”;window.addEventListener(“message”,(function(a){if(void 0!==a.data[“datawrapper-height”]){var e=document.querySelectorAll(“iframe”);for(var t in a.data[“datawrapper-height”])for(var r=0;r<e.length;r++)if(e[r].contentWindow===a.source){var i=a.data["datawrapper-height"][t]+"px";e[r].style.height=i}}}))}(); Traditional Savings Account Rates Today Traditional savings accounts, called…

Key Takeaways The highest money market account rate available today is 4.50% Changes from the Fed or your bank can quickly change money market rates Online banks typically offer the most competitive yields on the market Current Money Market Rates As of today, the highest money market rate is 4.5%, compared to a national average rate of 0.52%, according to Curinos. Here are today’s money market account rates: !function(){“use strict”;window.addEventListener(“message”,(function(a){if(void 0!==a.data[“datawrapper-height”]){var e=document.querySelectorAll(“iframe”);for(var t in a.data[“datawrapper-height”])for(var r=0;r<e.length;r++)if(e[r].contentWindow===a.source){var i=a.data["datawrapper-height"][t]+"px";e[r].style.height=i}}}))}(); Average Money Market Rates !function(){“use strict”;window.addEventListener(“message”,(function(a){if(void 0!==a.data[“datawrapper-height”]){var e=document.querySelectorAll(“iframe”);for(var t in a.data[“datawrapper-height”])for(var r=0;r<e.length;r++)if(e[r].contentWindow===a.source){var i=a.data["datawrapper-height"][t]+"px";e[r].style.height=i}}}))}(); How Does a Money Market Account Work? Money market account are interest-bearing deposit accounts that work similarly to savings accounts.…

The current mortgage rate on a 30-year fixed mortgage rose by 0.75% in the last week to 6.73%, according to the Mortgage Research Center. Meanwhile, the APR on a 15-year fixed mortgage climbed 0.03 percentage point during the same period to 5.7%. For existing homeowners, compare your current mortgage rates with today’s refinance rates. !function(){“use strict”;window.addEventListener(“message”,(function(a){if(void 0!==a.data[“datawrapper-height”]){var e=document.querySelectorAll(“iframe”);for(var t in a.data[“datawrapper-height”])for(var r,i=0;r=e[i];i++)if(r.contentWindow===a.source){var d=a.data[“datawrapper-height”][t]+”px”;r.style.height=d}}}))}(); 30-Year Mortgage Rates Climb 0.75% Today’s 30-year mortgage—the most popular mortgage product—is 6.73%, up 0.75% from a week earlier. The interest rate is just one fee included in your mortgage. You’ll also pay lender fees, which differ from lender to lender. Both interest rate and lender fees…

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up to 85% of their home’s value and pay that amount back in monthly installments. A home equity line of credit is a variable-rate second mortgage that draws on your home’s value as a revolving line of credit. Both options use your property as collateral for your payments, which means your lender can seize your property if you can’t repay what you borrow. $100K HELOC Loan Rates Ideal for Medium-Sized Projects !function(){“use strict”;window.addEventListener(“message”,(function(a){if(void 0!==a.data[“datawrapper-height”]){var e=document.querySelectorAll(“iframe”);for(var t…

If you need student loans to pay for school, the first loan types you should consider are federal direct subsidized and unsubsidized loans. They’re typically the lowest-cost student loan option, and subsidized loans in particular have the most generous repayment plans, if you qualify. Subsidized loans are available to undergraduates who demonstrate financial need through their Free Application for Federal Student Aid, or FAFSA. Unsubsidized loans are available to any undergraduate, graduate or professional student in school at least half-time. Here’s how they compare. What Is a Subsidized Loan? As the name implies, direct subsidized loans are a type of federal student loan that come with a subsidy for borrowers,…

Americans will no longer have to decide what’s more important: Their health or their credit score. Finalized on January 7, a new rule from the Consumer Financial Protection Bureau (CFPB) prohibits credit reporting agencies from including medical debt information in the credit reports and scores they provide to lenders. It’s expected to impact nearly 15 million Americans who have previously been haunted by an estimated $49 billion in medical bills on their credit reports. The amount of debt on your credit report is a key signal to potential lenders of your ability to repay any new loans, such as mortgages, credit cards or auto loans. Prior to this new CFPB…

You probably think about your money differently than your grandparents did. This makes sense. Between couples having separate bank accounts, prenups not being just for the ultra-wealthy, and fintech apps making it easier to invest, folks today have a much different relationship with their personal finances than generations of old. And as equitable workspaces push fair wages, more diverse opportunities and better financial literacy, so goes how we approach our wealth. In this story, we’ll dive into how today’s money mindset of American consumers is shaped by technology, education and legal reforms, with insights into how we’ve become more transparent about finances than ever before. More Couples Are Saying “I…